Tóm tắt: The book "Personal Finance, 14th Edition" by Garman and Fox offers a practical introduction to personal financial management. Its step-by-step approach provides actionable items on how to save and invest, manage financial risk, plan for taxes, reduce credit card debt, and alleviate financial stress throughout one's life. The authors include "notes from our future selves," based on decades of research that highlight the cognitive and implicit biases influencing financial decisions. Numerous math-based ...